TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah

Tinjauan Zakat, Infak, dan Sedekah dalam Mewujudkan Kemandirian Ekonomi dan Pemberdayaan Mustahik

Achmat Subekan — 2024-08-31

This study aims to describe the role of zakat, infaq, and shadaqa in achieving economic independence as a form of wealth transfer through the empowerment of mustahik. This research uses a qualitative descriptive approach. The findings show that zakat, infak, and sedekah are wealth distribution instruments in Islam that aim to achieve economic and social balance. These three instruments not only function to reduce economic disparities but also serve as a means to distribute wealth to those in need. Zakat, infaq, and shadaqa help mustahik meet their basic needs while also promoting the creation of economic independence, which is crucial for achieving well-being (falah) according to Islamic perspectives. Economic independence, as referred to in this context, includes the fulfillment of worldly needs and spiritual well-being to attain happiness in the hereafter. This study also emphasizes the importance of economic empowerment of mustahik in breaking the cycle of persistent poverty. By providing skills and capital, mustahik can become self-reliant and improve their quality of life, avoiding dependence that undermines dignity. This approach aligns with Islamic teachings that emphasize the importance of independence and personal dignity, as exemplified by the Prophet Muhammad (peace be upon him).

Zakat dalam Perekonomian Modern: Aspek Mikro dan Makro

Khaerul Aqbar — 2024-08-19

This study aims to describe the role of zakat in the modern economy with a focus on micro and macroeconomic aspects. This study uses a qualitative approach with a descriptive-analytical method. The results of this study indicate that zakat plays an important role in the modern economy, both from micro and macro aspects. From a microeconomic perspective, zakat functions as an income redistribution mechanism that increases aggregate consumption, especially through the transfer of wealth from the rich (muzaki) to the poor (mustahik). From a macroeconomic perspective, zakat has the potential to increase national savings and encourage investment in the real sector. Because zakat is imposed not only on income but also on idle wealth, it provides incentives for muzaki to invest their wealth productively, which can increase aggregate production in the economy. Overall, effective implementation of zakat can be a powerful instrument to address socio-economic disparities, improve the quality of consumption, and encourage more inclusive and sustainable economic growth. In the context of Islamic economics, zakat is not only a religious obligation but also an important tool for achieving social justice and the welfare of society as a whole.

Praktik Jual Beli Ijazah dalam Perspektif Hukum Islam

Ahmad Syaripudin — 2024-08-19

The research in this thesis aims to know and understand the Practice of Selling and Buying Diplomas in the Perspective of Islamic Law. The problems to be examined are how Islamic law views the practice of buying and selling diplomas, analysis of buying and selling diplomas according to Islamic business, analysis of the consequences of buying and selling diplomas. In this research, library research is library research which aims to determine the legal status of the practice of buying and selling diplomas, and then analyzing the practice of buying and selling diplomas through a normative approach and elaborated with buying and selling theory, Islamic business ethics and the rules of the Koran, hadith, or the opinion of scholars. . From the overall discussion of research results in accordance with the formulation of the problem and objectives in this study, it shows that the practice of buying and selling diplomas is a crime and a criminal act as a crime of forgery of letters. A diploma is equated with a letter (geschrift) because a diploma creates recognition or rights to an academic degree, or is an acknowledgment of one's achievements listed on the diploma sheet. And it can be concluded that the practice of buying and selling diplomas is an illegal buying and selling practice because the pillars and buying and selling are not fully fulfilled and are buying and selling that are prohibited by Islamic law and not in accordance with Islamic business ethics. In addition, the practice of buying and selling diplomas is also an act that violates the law, namely Article 263 of the Criminal Code and Law no. 20 of 2003 concerning the National Education System.

Waqf Based Sustaining Entrepreneurship: An Analytical Mechanism (Malaysia Example)

Farra Munna Harun — 2024-08-19

Understanding entrepreneurship's role in the economy requires breaking down the concept itself. Entrepreneurship is crucial for growth and development, serving as a powerful tool for capacity building at both global and individual levels, ultimately driving economic progress. Sustainable financial mechanisms are essential for supporting initiatives that address socio-economic challenges faced by disadvantaged communities. One such financial mechanism in Islam is cash waqf, which is integral to the Islamic financial system. This paper analyzes how waqf funds can sustain entrepreneurship. Using qualitative methods, the study will explore the underlying reasons and mechanisms, aiming to provide innovative financial instruments through the waqf sector. The findings may offer valuable insights for government and private institutions, such as JAKIM and MAIS, to enhance economic development planning linked to entrepreneurship.

Peluang, Tantangan, dan Strategi Peningkatan Literasi Wakaf di Kalangan Generasi Z

Azwar Azwar — 2024-08-19

This study aims to identify the challenges and opportunities in efforts to enhance waqf literacy among Generation Z, as well as to formulate effective and relevant strategies for improving waqf literacy within this demographic. The research employs a qualitative method with a descriptive-analytical approach. The findings reveal that although waqf literacy among Generation Z is still low, there are significant opportunities through the potential of Generation Z as drivers of waqf, their interest in social issues, openness to innovation and new technologies, support from educational institutions and communities, and their ability to collaborate and network. However, there are substantial challenges, including the low level of understanding of waqf among Generation Z, information gaps on digital platforms, the perception that waqf is only for the wealthy, a lack of application models that align with Generation Z’s lifestyle, and limited access and participation in waqf programs. Therefore, the strategies formulated must address these challenges while leveraging existing opportunities through educational campaigns on digital and social media, changing perceptions about waqf, using digital platforms to facilitate waqf participation, and collaborating with influencers and public figures. The implications of this research suggest that the right approach in conveying information and education about waqf can increase Generation Z’s participation in waqf activities, ultimately supporting the sustainability of waqf as a social financial instrument in the future.