Salehaman, Salehaman, Elsa Giana, and Kiki Novita. “Implementasi Transformasi Digital Pada Pegadaian Syariah: Kajian Terhadap Kesiapan, Hambatan, Dan Prospek Pengembangan (Studi Kasus PT. Pegadaian Syariah Cabang Kendari): Implementation of Digital Transformation at Sharia Pawnshops: Study of Readiness, Obstacles and Development Prospects (Case Study of PT. Pegadaian Syariah Kendari Branch)”. TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah 3, no. 1 (January 21, 2026): 30–49. Accessed February 8, 2026. https://litera-academica.com/ojs/tijarah/article/view/323.